CM-CIC Asset Management is the third-party asset management service provider of France's second-largest retail bank, the Crédit Mutuel-CIC group. Equity and bond investment teams are skilled in all management styles: active management and index funds, quantitative management, absolute return, guaranteed or protected funds, ethical or socially responsible investment (i.e. CM-CIC Valeurs Ethiques), multi-management. Employee savings schemes: the "Social Active" range made up of socially responsible funds received the "Comité Intersyndical de l'Epargne Salariale" label as from 2003.